Imagine Keeping 100%

of Your Own Money

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Zero Card Fees

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Instant Cash

Instant Cash in the Bank

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No Chargebacks

If you're doing £50–£500 per job and using Stripe, SumUp, or PayPal, you're losing £100s per month. BnkPay fixes it. Instantly.

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Why are you still losing money every time you get paid?

You’re doing the work. You’re closing the sale. But every time you get paid, a % gets shaved off before the money even hits your account.


Welcome to BnkPay. The fastest, simplest way to get paid fully, instantly, and without friction - built for businesses who are tired of giving away margin.

Get paid before you pack up your tools
or before your client leaves the chair
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Who BnkPay Is Built For

Who BnkPay
Is Built For

If you're charging £50–£500 per job and doing this full-time,
this is for you.

Not £3 sandwich shops. Not weekend side hustles. Just real businesses who are ready to stop leaking margin.
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You're losing £75–£300/month in invisible tax. BnkPay stops the bleed.

You're losing £75–£300/month in invisible tax.

BnkPay stops the bleed.

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Mechanics & Garages

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Tutors & Training Centres

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Mobile Barbers & Salons

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Car Detailers & Valeters

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Clinics & Private Health

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Furniture & Kitchen Showrooms

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Tradespeople & Contractors

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Event Vendors & Booths

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Jewellery, Watches & High-Ticket Retail

Jewellery, Watches &
High-Ticket Retail

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Mobile Businesses with 1–8 jobs/day

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Event Vendors & Booths

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Mobile Businesses with
1–8 jobs/day

Plus many more

Why You're Losing £100s in Fees

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V/S

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Comparison Card Background
Mainstream
(SumUp, Square, Stripe, PayPal etc)
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1.5% – 3% + 10p–30p per transaction

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1.5% – 3% + 10p–30p per transaction

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1.5% – 3% + 10p–30p per transaction

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£20–£30 base monthly fees (or hidden costs)

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£20–£30 base monthly fees (or hidden costs)

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£20–£30 base monthly fees (or hidden costs)

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Card machine & paper rolls required

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Card machine & paper rolls required

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Card machine & paper rolls required

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Payouts in 1–5 days (Stripe/PayPal = slower)

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Payouts in 1–5 days (Stripe/PayPal = slower)

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Payouts in 1–5 days (Stripe/PayPal = slower)

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Risk of chargebacks, disputes, and reversed payments

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Risk of chargebacks, disputes, and reversed payments

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Risk of chargebacks, disputes, and reversed payments

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Poor support or locked funds during reviews

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Poor support or locked funds during reviews

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Poor support or locked funds during reviews

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0% per transaction - you keep 100%

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0% per transaction - you keep 100%

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0% per transaction - you keep 100%

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Flat monthly fee - predictable, transparent

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Flat monthly fee - predictable, transparent

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Flat monthly fee - predictable, transparent

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No hardware or terminals needed

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No hardware or terminals needed

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No hardware or terminals needed

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Instant payout to your bank account

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Instant payout to your bank account

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Instant payout to your bank account

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No chargebacks or disputes - final, confirmed payments

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No chargebacks or disputes - final, confirmed payments

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No chargebacks or disputes - final, confirmed payments

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Works with just a phone & QR - no apps or downloads

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Works with just a phone & QR - no apps or downloads

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Works with just a phone & QR - no apps or downloads

What you get

What You Get

Real Value Est.

0% Card Fees

£75–£300/mo saved

Instant Payouts

Same-day cashflow

No Chargebacks

£1000s saved in disputes

Branded Payment Flow

£20/mo value

Confirmation + Ref Logging

Cuts admin + errors

Merchant Dashboard

£10/mo value

Priority Setup & Support

£50/mo value

Passive QR Stand
(included at Pro tier only)

£79 value, unlimited use

Total Value
Total Value

£300+ /mo

£300+ /mo

You Pay From
You Pay From

£25 /mo

£25 /mo

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Money in your Bank Instantly

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0% Transaction Fees

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No Chargebacks

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No Hardware

Plans built for profit

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Pricing Card Background

Solo Builder

Built for lean service pros just starting to fight back against card fees.

£25

/ mo

What’s Included

What’s Included
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40 Payment Requests

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40 Payment Requests

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40 Payment Requests

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Charge £50 or £5,000 - same price

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Charge £50 or £5,000 - same price

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Charge £50 or £5,000 - same price

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No % Fees - Ever

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No % Fees - Ever

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No % Fees - Ever

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BnkPay Branded QR screen + Payment Link

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BnkPay Branded QR screen + Payment Link

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BnkPay Branded QR screen + Payment Link

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Instant Payout - In Your Bank Immediately

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Instant Payout - In Your Bank Immediately

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Instant Payout - In Your Bank Immediately

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No Chargebacks, Ever

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No Chargebacks, Ever

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No Chargebacks, Ever

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No Machines. No % Fees. No Faff

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No Machines. No % Fees. No Faff

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No Machines. No % Fees. No Faff

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Customer Reference Field

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Customer Reference Field

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Customer Reference Field

Bonus

Bonus
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Your First 5 Payments - On Us

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Your First 5 Payments - On Us

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Your First 5 Payments - On Us

Extra transactions

Extra transactions
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If you grow past your plan, extra payments are just 49p each, or you can upgrade anytime.

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If you grow past your plan, extra payments are just 49p each, or you can upgrade anytime.

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If you grow past your plan, extra payments are just 49p each, or you can upgrade anytime.

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Pricing Card Background

Most Popular

Core Business

Designed for growing businesses ready to save £75–£200/month in fees.

£69

/ mo

Everything in Solo Builder, Plus:

Everything in Solo Builder, Plus:

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150 Payment Requests

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150 Payment Requests

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150 Payment Requests

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Charge £50 or £5,000 - same price

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Charge £50 or £5,000 - same price

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Charge £50 or £5,000 - same price

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No % Fees - Ever

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No % Fees - Ever

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No % Fees - Ever

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Share Payment Links via WhatsApp & SMS

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Share Payment Links via WhatsApp & SMS

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Share Payment Links via WhatsApp & SMS

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Custom Branding: Your Logo + Payment Page

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Custom Branding: Your Logo + Payment Page

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Custom Branding: Your Logo + Payment Page

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Basic Payment Log

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Basic Payment Log

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Basic Payment Log

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Priority Support

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Priority Support

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Priority Support

Bonuses

Bonuses
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Your First 10 Payments - On Us

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Your First 10 Payments - On Us

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Your First 10 Payments - On Us

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Monthly Fee Savings Calculator (PDF)

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Monthly Fee Savings Calculator (PDF)

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Monthly Fee Savings Calculator (PDF)

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1-on-1 Onboarding Call

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1-on-1 Onboarding Call

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1-on-1 Onboarding Call

Extra transactions

Extra transactions
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If you grow past your plan, extra payments are just 39p each, or you can upgrade anytime.

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If you grow past your plan, extra payments are just 39p each, or you can upgrade anytime.

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If you grow past your plan, extra payments are just 39p each, or you can upgrade anytime.

Business Pro

Business Pro

Business Pro

£119

/ mo

For serious operators ready to reclaim every penny and take full control.

Start Free - First 15 on us

Everything in Solo Builder & Core Business, Plus:

Everything in Solo Builder & Core Business, Plus:

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300 Payment Requests

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300 Payment Requests

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300 Payment Requests

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Charge £50 or £5,000 - same price

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Charge £50 or £5,000 - same price

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Charge £50 or £5,000 - same price

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No % Fees - Ever

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No % Fees - Ever

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No % Fees - Ever

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Full white-label branding (your link, your colours, your control)

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Full white-label branding (your link, your colours, your control)

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Full white-label branding (your link, your colours, your control)

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Client Payment History

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Client Payment History

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Client Payment History

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Branded Thank-You pages per job/client

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Branded Thank-You pages per job/client

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Branded Thank-You pages per job/client

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Leave Google Review Section after Payment

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Leave Google Review Section after Payment

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Leave Google Review Section after Payment

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Priority Support Line

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Priority Support Line

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Priority Support Line

Bonuses

Bonuses
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Quarterly QR Print Pack Offer - signs, stickers, counter kits

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Quarterly QR Print Pack Offer - signs, stickers, counter kits

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Quarterly QR Print Pack Offer - signs, stickers, counter kits

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1-on-1 Profit Optimisation Call

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1-on-1 Profit Optimisation Call

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1-on-1 Profit Optimisation Call

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Referral Engine - Earn £ when others sign up

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Referral Engine - Earn £ when others sign up

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Referral Engine - Earn £ when others sign up

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Your First 15 Payments - On Us

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Your First 15 Payments - On Us

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Your First 15 Payments - On Us

Extra transactions

Extra transactions
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If you grow past your plan, extra payments are just 35p each, or you can upgrade anytime.

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If you grow past your plan, extra payments are just 35p each, or you can upgrade anytime.

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If you grow past your plan, extra payments are just 35p each, or you can upgrade anytime.

First 15 Payments On Us

First 15 Payments On Us

What Counts as a Payment Request

Connect Your Business to
40+ UK Banks

A “payment request” is counted each time you generate a new payment link - regardless of whether the customer completes the payment.


Why it works this way:

Each link triggers your unique payment flow, generates a usage log, and gives you full control over how you get paid. That’s how we keep pricing flat, predictable, and 100% transparent — even before money is received.

  • You’re never charged based on value of the payment

  • You keep 100% - whether it’s £50 or £5,000, it's fixed

  • You’re only billed by us for the number of payment requests you make


Pro Tip:
Only generate a link when your customer is ready to pay. Simple habit, big efficiency.


BnkPay is built on fairness.
No % cuts. No hidden charges. No funny business.
Just clean, flat pricing - with you in control.

Enjoy direct, fee-free transfers to your business bank account fully secure and FCA-compliant

Connect Your Business to 40+ UK Banks

Connect Your Business to
40+ UK Banks

Enjoy direct, fee-free transfers to your business bank account

fully secure and FCA-compliant

Enjoy direct, fee-free transfers to your business bank account fully secure and FCA-compliant

+ more

The Real Cost of Waiting

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Or

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£75–£300/month lost to card fees

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£75–£300/month lost to card fees

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£75–£300/month lost to card fees

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1–3 day payout delays (on every single job)

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1–3 day payout delays (on every single job)

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1–3 day payout delays (on every single job)

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Cashflow stuck when you need it most

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Cashflow stuck when you need it most

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Cashflow stuck when you need it most

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Lost opportunities: fuel, parts, ads, stock

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Lost opportunities: fuel, parts, ads, stock

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Lost opportunities: fuel, parts, ads, stock

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Refund risks & frozen accounts

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Refund risks & frozen accounts

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Refund risks & frozen accounts

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Unnecessary stress + slower growth

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Unnecessary stress + slower growth

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Unnecessary stress + slower growth

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Instant payments - cash hits your account before the customer leaves

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Instant payments - cash hits your account before the customer leaves

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Instant payments - cash hits your account before the customer leaves

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0% fees - keep what you earn, no % skim

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0% fees - keep what you earn, no % skim

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0% fees - keep what you earn, no % skim

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No chargebacks, ever

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No chargebacks, ever

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No chargebacks, ever

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One monthly fee - predictable, simple, scalable

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One monthly fee - predictable, simple, scalable

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One monthly fee - predictable, simple, scalable

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No chargebacks or disputes - final, confirmed payments

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No chargebacks or disputes - final, confirmed payments

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No chargebacks or disputes - final, confirmed payments

Why give away 3% and wait 3 days to touch it?

Connect Your Business to
40+ UK Banks

Pricing Comparison

Top Features

Solo Builder (£25/mo)

Core Business (£69/mo)

Business Pro (£119/mo)

Payment Requests

40

150

300

Charge £50 or £5,000 - same price

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Instant Bank Transfers

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0% Transaction Fees

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No Hardware or App Needed

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Customer Reference Field

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Confirmation Screen

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Branded QR & Payment Link

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Icon
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Payment Link Sharing (WhatsApp/SMS)

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Passive QR Stand (Unlimited Use)

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Icon
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Payment Log / Tracking

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Basic

Full History

Monthly Payout Report

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Custom Thank You Pages

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Referral Engine

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Priority Support

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First Payments Where We Cover The Cost

First 5

First 10

First 15

Setup / Onboarding Support

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1-on-1 Call

1-on-1 Call

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Pricing Comparison

Top Features

Solo Builder (£25/mo)

Core Business (£69/mo)

Business Pro (£119/mo)

Payment Requests

40

150

300

Charge £50 or £5,000 - same price

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Icon
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Instant Bank Transfers

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Icon
Icon

0% Transaction Fees

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Icon
Icon

No Hardware or App Needed

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Icon
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Customer Reference Field

Icon
Icon
Icon

Confirmation Screen

Icon
Icon
Icon

Branded QR & Payment Link

Icon
Icon
Icon

Payment Link Sharing (WhatsApp/SMS)

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Icon
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Passive QR Stand (Unlimited Use)

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Icon
Icon

Payment Log / Tracking

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Basic

Full History

Monthly Payout Report

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Icon
Icon

Custom Thank You Pages

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Icon
Icon

Referral Engine

Icon
Icon
Icon

Priority Support

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Icon
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First Payments Where We Cover The Cost

First 5

First 10

First 15

Setup / Onboarding Support

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1-on-1 Call

1-on-1 Call

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FAQ's

Frequently Asked Questions

What is BnkPay?

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How does BnkPay work?

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Who is BnkPay for?

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Is BnkPay regulated by the FCA?

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Is BnkPay secure?

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Do I need special hardware to use BnkPay?

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How do I get started with BnkPay?

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Does BnkPay support refunds?

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What happens if a customer doesn’t complete a payment?

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Does it include unlimited payments?

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Can I show my company branding?

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Can I cancel anytime?

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What is BnkPay?

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How does BnkPay work?

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Who is BnkPay for?

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Is BnkPay regulated by the FCA?

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Is BnkPay secure?

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Do I need special hardware to use BnkPay?

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How do I get started with BnkPay?

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Does BnkPay support refunds?

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What happens if a customer doesn’t complete a payment?

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Does it include unlimited payments?

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Can I show my company branding?

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Can I cancel anytime?

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What is BnkPay?

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How does BnkPay work?

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Who is BnkPay for?

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Is BnkPay regulated by the FCA?

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Is BnkPay secure?

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Do I need special hardware to use BnkPay?

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How do I get started with BnkPay?

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Does BnkPay support refunds?

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What happens if a customer doesn’t complete a payment?

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Does it include unlimited payments?

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Can I show my company branding?

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Can I cancel anytime?

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The Offer

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Instant payments

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0% Transaction Fees

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No Chargebacks

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No Hardware

Start Free. Stop Giving Away Your Profit.

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Enabling secure, fee-free payments and helping businesses keep more of what they earn

Need some help?

hello@bnkpay.co.uk

BnkPay enables secure bank payments via Open Banking technology. All payments are processed through a regulated Payment Initiation Service Provider (PISP) authorised by the FCA. BnkPay does not process or hold funds and is not a regulated entity.

BnkPay is a trading name of Nexicode Ltd. Company Number: 15555102.

© 2025 BnkPay. All Rights Reserved.

Terms

Privacy

Logo Image

Enabling secure, fee-free payments and helping businesses keep more of what they earn

Need some help?

hello@bnkpay.co.uk

BnkPay enables secure bank payments via Open Banking technology. All payments are processed through a regulated Payment Initiation Service Provider (PISP) authorised by the FCA. BnkPay does not process or hold funds and is not a regulated entity.

BnkPay is a trading name of Nexicode Ltd. Company Number: 15555102.

© 2025 BnkPay. All Rights Reserved.

Terms

Privacy

Logo Image

Enabling secure, fee-free payments and helping businesses keep more of what they earn

Need some help?

hello@bnkpay.co.uk

BnkPay enables secure bank payments via Open Banking technology. All payments are processed through a regulated Payment Initiation Service Provider (PISP) authorised by the FCA. BnkPay does not process or hold funds and is not a regulated entity.

BnkPay is a trading name of Nexicode Ltd. Company Number: 15555102.

© 2025 BnkPay. All Rights Reserved.

Terms

Privacy